Archive for February, 2012

Personal-Finance

Non Chexsystems Banks

Non chexsystems banks offer banking facilities to people who have bad credits to their names. In the past, when the economy witnessed a big recession, many people ended becoming bankrupt with bad credit records. This had bad effect on the working of banks. As a result, many banks don’t allow people with bad credit records [...]

banking

Second Chance Banking

Second chance banking is a kind of banking facility offered to individuals who have been denied application by banks because of negative reports submitted by consumer credit reporting agencies to banks about these individuals. As a result of this reporting, these individuals don’t have access to the facilities offered by conventional banking. Just like three [...]

Tax Planning

Top 5 Tax Planning Tips for Individuals 1. Proper Salary Structuring Most parts of your salary are fully taxable, but certain parts are exempt to the extent they are used. For example, conveyance allowance of Rs. 800 is exempt for every month. You can also claim Children Education Allowance or Children Hostel Allowance. If you [...]